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MetricInsurance-associated emissions

Insurance-portfolio weighted average carbon intensity

Measurement answer

What this metric measures

Reports the premium-weighted average carbon intensity of insured commercial companies for a declared insurance portfolio or sub-portfolio.

Specification

Metric specification

Result format
Structured table
Unit
Structured table — see field-level units
Reporting basis
Annual reporting period aligned with the financial accounting cycle
Aggregation
Aggregate only compatible, non-overlapping observations with the same insurance boundary, segment, scope group, period, denominator and Part C method.
Pillar
Environmental
Topic
Insurance-associated emissions
Controlled domain
Sustainable finance
Entity type
Metric

Reporting boundary

Commercial insurance clients or companies in the declared underwriting portfolio, using insured-company economic or physical emissions intensity weighted by the applicable insurance premium. This is not investment-value-weighted WACI.

Verified source occurrences

Framework coverage

This is one canonical metric. The bindings below show every verified framework occurrence without creating duplicate metric pages. Edition, disclosure, role, and relationship remain source-specific.

  • Adopting Disclosure

    PCAF Standards

    60ebe5345185e5113c81
    Publisher
    Partnership for Carbon Accounting Financials
    Edition
    Second Edition, December 2025
    Requirement
    Not Specified
    Relationship
    Maps Source Identity
    Mapping outcome
    Published
    Source locator
    page 101, paragraph 1
    Open official framework source
  • Adopting Disclosure

    PCAF Standards

    a53fd13ddb709802079b
    Publisher
    Partnership for Carbon Accounting Financials
    Edition
    Second Edition, December 2025
    Requirement
    Not Specified
    Relationship
    Maps Source Identity
    Mapping outcome
    Published
    Source locator
    PDF page 98, GHG Emission Scope Covered
    Open official framework source
  • Adopting Disclosure

    PCAF Standards

    c0592e10f10c3dbaad01
    Publisher
    Partnership for Carbon Accounting Financials
    Edition
    Second Edition, December 2025
    Requirement
    Not Specified
    Relationship
    Maps Source Identity
    Mapping outcome
    Published
    Source locator
    Page 126, Table 9.3-1, Emission intensity column
    Open official framework source
  • Adopting Disclosure

    PCAF Standards

    d379bf5c153a8c901d30
    Publisher
    Partnership for Carbon Accounting Financials
    Edition
    Second Edition, December 2025
    Requirement
    Not Specified
    Relationship
    Maps Source Identity
    Mapping outcome
    Published
    Source locator
    page 101, paragraph 1
    Open official framework source
  • Measurement Authority

    PCAF Standards

    Source evidence
    Publisher
    Partnership for Carbon Accounting Financials
    Edition
    Second Edition, December 2025
    Requirement
    Not Specified
    Relationship
    Defines Measurement
    Mapping outcome
    Direct Evidence
    Source locator
    Page 126, Table 9.3-1, Emission intensity column | page 101, paragraph 1 | PDF page 98, GHG Emission Scope Covered
    Open official framework source

Value structure

Dimensions and units

Unit
Structured table — see field-level units
Reporting basis
Annual reporting period aligned with the financial accounting cycle

Unit meaning: Each field uses its source-defined unit and retains the applicable insurance segment, scope group, denominator, weighting method and boundary.

Table fields and units

  • Portfolio, line of business or sector
  • Insured-emissions scope group
  • Intensity type and denominator
  • Premium weight
  • Weighted carbon intensity
  • Unit, currency and scale
  • Data-quality and boundary notes

Published dimensions

  • Insurance segment
  • Line of business or sector
  • Insured-emissions scope group
  • Intensity denominator
  • Premium-weighting basis
  • Reporting currency and scale

Disclosure method

Formula information

Status
Not applicable
Formula type
Structured Disclosure

Disclosure form

No single formula

Report the source-defined result with its stated fields and method disclosures. Source occurrences are consolidated into the insurance-portfolio-weighted-average-carbon-intensity structured result while preserving insurance segment, scope, denominator, weighting and reporting boundaries.

Verified sources

Evidence and status sources

Sustopedia checked each record-specific claim directly against primary publisher material. Labels distinguish current measurement authority from future compatibility and corroborative, legal, edition, or method status context. Corroborative evidence can support a stated limitation but cannot establish the core measurement by itself.

Measurement evidence

  • Measurement evidenceChecked 27 August 2026

    Global GHG Accounting and Reporting Standard — Part C

    Publisher
    Partnership for Carbon Accounting Financials
    Edition
    Second Edition, December 2025
    Locator
    Page 126, Table 9.3-1, Emission intensity column | page 101, paragraph 1 | PDF page 98, GHG Emission Scope Covered

    Supports: The official PCAF Part C source supports the identity, boundary and method basis of “Insurance-portfolio weighted average carbon intensity”.

    Open official source

Use with context

Interpretation boundaries

Method disclosures required

Source-edition basis: Global GHG Accounting and Reporting Standard — Part C, Second Edition, December 2025.

  • Insured-company emissions scopes
  • Intensity denominator and unit
  • Premium-weighting basis
  • Portfolio coverage and exclusions
  • Data sources, estimation methods and data-quality treatment

Record-specific limitations

  • Insurance-portfolio WACI cannot reuse investment-portfolio WACI because the population and weighting basis differ.
  • Economic and physical WACI variants must retain their different denominators and units.

Interpret this metric with the stated reporting boundary, period convention, value shape, and unit. Results prepared with different boundaries or conventions may not be directly comparable.

Measurement evidence supports the core record-specific claims described above. Corroborative evidence can support limitations, while compatibility and status sources provide their separately labelled context. None of these cards by itself determines an organisation's legal applicability, filing readiness, assurance status, or compliance conclusion.